Share Market Kya Hai – Complete Beginner’s Guide

Share market kya hai? Yeh sawal aaj ke time mein har vyakti ke man mein aata hai. Share market ek aisi jagah hai jahan companies ke shares buy aur sell kiye jaate hain. Isme investors apna paisa lagakar profit kamane ki koshish karte hain.

Share Market Ka Basic Introduction

Share market, jise stock market bhi kehte hain, ek financial marketplace hai jahan publicly listed companies ke shares trade hote hain. Share market kya hai – yeh samjhne ke liye hume pehle share ka matlab samjhna hoga. Share matlab company ka ek chhota hissa hota hai. Jab aap kisi company ka share kharidते hain, to aap us company ke partial owner ban jaate hain.

India mein do main stock exchanges hain – BSE (Bombay Stock Exchange) aur NSE (National Stock Exchange). Yeh dono exchanges SEBI (Securities and Exchange Board of India) ke under regulate hote hain. SEBI ka kaam hai market ko fair aur transparent banaye rakhna.

Share Market Kaise Kaam Karta Hai

Share market mein trading ka process bahut simple hai. Jab koi company public hoti hai, to woh apne shares market mein list karati hai through IPO (Initial Public Offering). Uske baad investors un shares ko buy kar sakte hain. Share ki price demand aur supply ke basis par decide hoti hai.

Important Point: Share market mein prices har second change hoti rehti hain. Yeh change company ki performance, market conditions, aur economic factors par depend karta hai.

Share Market Mein Investment Kaise Kare

Share market mein investment karne ke liye sabse pehle aapko ek Demat account aur Trading account khulwana padta hai. Yeh accounts aap kisi bhi registered broker ke through khulwa sakte hain. Share market kya hai yeh samjhne ke saath-saath yeh bhi jaanna zaroori hai ki investment kaise kare.

StepProcessRequired DocumentsTime Required
1Choose a BrokerResearch and compare1-2 days
2Open Demat AccountPAN, Aadhaar, Bank Details3-5 days
3KYC VerificationAddress Proof, Income Proof1-2 days
4Fund TransferBank Account LinkingSame day
5Start TradingMobile App/WebsiteImmediate

Types of Share Market Investment

Share market mein mainly do tarah ki investment hoti hai:

  1. Equity Shares: Yeh company ke ownership shares hote hain. Jab company profit karti hai to shareholders ko dividend milta hai.
  2. Preference Shares: Yeh shares fixed dividend dete hain aur company liquidation ke time pehle payment milta hai.

Share Market Ke Fayde Aur Nuksan

Har investment ki tarah, share market kya hai aur iske fayde-nuksan kya hain, yeh jaanna bahut important hai. Share market mein investment ke kayi fayde hain lekin risks bhi hain.

Fayde (Benefits)Nuksan (Risks)
High Returns ki possibilityMarket volatility se losses
Liquidity – jaldi cash kar sakte hainCompany specific risks
Dividend incomeEconomic downturns ka impact
Inflation se protectionEmotional decision making
Ownership in companiesLack of knowledge se losses

Risk Warning: Share market mein investment subject to market risks hai. Past performance future results ki guarantee nahi hai. Hamesha apni risk capacity ke according invest kare.

Share Market Analysis Kaise Kare

Successful investment ke liye proper analysis zaroori hai. Share market kya hai yeh samjhne ke saath analysis techniques bhi seekhni chaahiye. Do main types ki analysis hoti hai:

Fundamental Analysis

Fundamental analysis mein company ki financial health check karte hain. Isme company ke financial statements, profit-loss, debt, management quality, industry position dekha jaata hai. MoneyControl aur Screener jaise websites se company ki detailed information mil jaati hai.

Technical Analysis

Technical analysis mein share ki price movements aur patterns study karte hain. Charts, indicators, aur historical data ka use karke future price movements predict karne ki koshish karte hain.

Analysis TypeFocus AreaTime FrameBest For
FundamentalCompany FinancialsLong TermValue Investors
TechnicalPrice ChartsShort to Medium TermTraders

Share Market Mein Common Mistakes

Beginners often make certain mistakes jo unhe losses de sakti hain. Share market kya hai yeh jaanne ke saath yeh mistakes avoid karna bhi important hai:

  • Emotional Trading: Fear aur greed ke basis par decisions lena
  • No Research: Bina research kiye shares kharidna
  • Following Tips Blindly: Social media ya friends ke tips par depend rehna
  • No Stop Loss: Loss cutting strategy na hona
  • Over Diversification: Bahut zyada shares mein paisa spread karna
  • Timing the Market: Perfect entry aur exit time dhundhna

Share Market Terminology

Share market mein kaam aane wale important terms:

TermHindi MeaningExplanation
Bull MarketTezi ka bazaarJab market prices badhti rehti hain
Bear MarketMandi ka bazaarJab market prices girती rehti hain
PortfolioNivesh ka collectionAapke saare investments ka group
DividendLabh ka hissaCompany shareholders ko dene wala profit
Market CapBazaar moolyaCompany ki total market value
P/E RatioPrice to EarningsShare price aur earnings ka ratio

Investment Strategies for Beginners

Naye investors ke liye kuch proven strategies hain jo long term mein successful ho sakti hain. Share market kya hai samjhne ke baad yeh strategies follow kar sakte hain:

SIP (Systematic Investment Plan)

SIP ek disciplined approach hai jisme aap regular intervals par fixed amount invest karte hain. Yeh mutual funds ke through share market mein invest karne ka safe tarika hai.

Value Investing

Value investing mein undervalued companies ke shares kharide jaate hain jo future mein grow kar sakte hain. Warren Buffett is strategy ke famous follower hain.

Growth Investing

Growth investing mein un companies mein invest karte hain jo fast growth kar rahi hain, chahe unke shares expensive ho.

Beginner Tip: Start small aur gradually apni investment badhaye. Pehle mutual funds se start kare, phir direct equity mein jaaye.

Tax Implications in Share Market

Share market mein investment par tax implications hote hain jo har investor ko pata hone chaahiye. India mein capital gains tax lagta hai:

Holding PeriodTax TypeTax RateExemption Limit
Less than 1 yearShort Term Capital Gains15%No exemption
More than 1 yearLong Term Capital Gains10%Rs. 1 Lakh per year

Dividend income par bhi tax lagta hai according to your income tax slab. Income Tax Department ki website se latest tax rules check kar sakte hain.

Share Market Mein Technology Ka Role

Aaj ke digital age mein technology ne share market ko completely transform kar diya hai. Mobile apps, online trading platforms, aur algorithmic trading ne investing ko bahut easy bana diya hai.

Popular Trading Apps

  • Zerodha Kite: User-friendly interface with low brokerage
  • Upstox: Advanced charting tools
  • Angel Broking: Research reports aur tips
  • HDFC Securities: Comprehensive platform

Global Markets Ka Impact

Indian share market global markets se connected hai. US markets, crude oil prices, currency fluctuations ka direct impact Indian stocks par padta hai. Share market kya hai yeh samjhte time global factors ko bhi consider karna chaahiye.

Frequently Asked Questions (FAQs)

1. Share market kya hai aur yeh kaise kaam karta hai?
Share market ek marketplace hai jahan companies ke shares buy aur sell hote hain. Yeh demand aur supply ke basis par kaam karta hai. Jab zyada log koi share kharidna chahte hain to price badhti hai, aur jab bechna chahte hain to price girती hai.
2. Share market mein minimum kitna paisa lagana padta hai?
Technically koi minimum limit nahi hai, lekin practically Rs. 500-1000 se start kar sakte hain. Mutual funds mein SIP Rs. 100 se bhi start kar sakte hain.
3. Demat account kya hota hai aur kyun zaroori hai?
Demat account electronic form mein shares store karne ke liye hota hai. Yeh bank account ki tarah hai lekin shares ke liye. Bina Demat account ke share market mein trading nahi kar sakte.
4. Share market mein risk kya hain?
Main risks hain – market volatility, company specific risks, economic factors, inflation, aur liquidity risk. Proper research aur diversification se risks kam kar sakte hain.
5. BSE aur NSE mein kya difference hai?
BSE (Bombay Stock Exchange) Asia ka oldest stock exchange hai, jabki NSE (National Stock Exchange) largest hai volume ke terms mein. Dono SEBI regulated hain aur similar services provide karte hain.
6. Share market mein paisa kaise kamaya jaata hai?
Do tarike hain – Capital appreciation (share price badhne se) aur Dividend income (company ke profit ka share). Long term investment generally zyada profitable hoti hai.
7. Intraday trading kya hai?
Intraday trading matlab same day mein shares buy aur sell karna. Yeh high risk, high reward strategy hai jo experienced traders ke liye suitable hai.
8. Mutual funds aur direct equity mein kya difference hai?
Mutual funds mein professional fund managers aapka paisa manage karte hain, jabki direct equity mein aap khud shares choose karte hain. Beginners ke liye mutual funds better option hai.
9. Share market mein loss se kaise bache?
Proper research, diversification, stop loss orders, aur emotional decisions avoid karke losses kam kar sakte hain. Never invest money jo aap afford nahi kar sakte lose karna.
10. IPO kya hota hai aur kaise apply kare?
IPO (Initial Public Offering) matlab company pehli baar public mein shares offer kar rahi hai. Broker ke through ya ASBA facility se apply kar sakte hain.
11. Share market timing kya hai?
Indian stock markets Monday to Friday, 9:15 AM se 3:30 PM tak khule rehte hain. Pre-market session 9:00 AM se 9:15 AM tak hota hai.
12. Dividend kya hai aur kab milta hai?
Dividend company ke profit ka wo hissa hai jo shareholders ko distribute kiya jaata hai. Yeh company ki policy ke according quarterly ya yearly mil sakta hai.
13. Share market mein tax kaise lagta hai?
Short term gains (1 year se kam) par 15% tax aur long term gains (1 year se zyada) par 10% tax lagta hai Rs. 1 lakh exemption ke baad. Dividend income par income tax slab ke according tax lagta hai.
14. Stop loss kya hai aur kyun important hai?
Stop loss ek order type hai jo automatically share sell kar deta hai jab price certain level tak gir jaati hai. Yeh losses limit karne ke liye use kiya jaata hai.
15. Market cap kya hota hai?
Market capitalization company ki total market value hoti hai. Yeh share price ko total shares se multiply karke calculate kiya jaata hai. Companies ko large cap, mid cap, aur small cap mein categorize kiya jaata hai.
16. P/E ratio kya hai aur kaise calculate kare?
P/E ratio (Price to Earnings) share price ko earnings per share se divide karke nikala jaata hai. Yeh batata hai ki share expensive hai ya cheap compared to its earnings.
17. Share market crash kya hota hai?
Market crash matlab share prices mein sudden aur sharp decline. Yeh economic crisis, political instability, ya global events ki wajah se ho sakta hai. History mein 2008 financial crisis ek example hai.
18. Sectoral funds kya hain?
Sectoral funds specific sectors jaise banking, pharma, IT mein invest karte hain. Yeh concentrated exposure dete hain lekin higher risk bhi hote hain compared to diversified funds.
19. Share market mein insider trading kya hai?
Insider trading matlab company ki confidential information use karke trading karna. Yeh illegal hai aur SEBI strict action leta hai. Always public information ke basis par hi investment decisions le.
20. Long term investment ke liye best strategy kya hai?
Long term ke liye SIP through mutual funds, blue chip stocks mein investment, aur regular portfolio review best strategies hain. Patience aur discipline sabse important factors hain successful long term investing ke liye.

Future of Share Market in India

India ki growing economy aur increasing financial literacy ke saath share market ka future bright hai. Digital India initiative, fintech growth, aur retail participation badhne se market mein naye opportunities aa rahe hain.

Artificial Intelligence, Machine Learning, aur Blockchain technology share market ko aur efficient bana rahe hain. NSE aur BSE continuously technology upgrades kar rahe hain better trading experience provide karne ke liye.

Conclusion

Share market kya hai – yeh question ka detailed answer humne is comprehensive guide mein diya hai. Share market ek powerful wealth creation tool hai, lekin proper knowledge aur patience ke saath approach karna zaroori hai.

Remember ki share market mein success overnight nahi milti. Consistent learning, disciplined approach, aur long term vision ke saath hi aap successful investor ban sakte hain. Start small, learn continuously, aur gradually apni investment journey build kare.

Hamesha yaad rakhe – “Risk aur Return saath chalte hain.” Higher returns ke liye higher risks lene padte hain, lekin calculated risks le kar aap apne financial goals achieve kar sakte hain.

Disclaimer: Yeh article educational purpose ke liye hai. Investment decisions lene se pehle qualified financial advisor se consult kare. Share market investments market risks ke subject hain.


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